ZaficaGroup is a lusaka-based company providing practical financial services and business solutions to help individuals and SMEs grow with confidence.
Business solutions
We operate across Lusaka, Kafue, and Mumbwa town, delivering services that are fast, transparent, and tailored to your needs. Our goal is to make access to credit and business support simple for every Zambian entrepreneur and individual.
Our approach
We keep it simple: Help Zambian SMEs get funded, get organized, and grow faster without the runaround.
What we do
Hands-on, Not paper-pushing
We work directly with you from first call to approval. No sending you to five different offices. We check your documents, fix gaps, and submit to the right lender so you don’t waste time getting rejected for small mistakes.
2. Practical advise, Not theory
Our consulting focus on what actually moves the needle for small businesses in Lusaka, Kafue, and Mumbwa town: cash flow, operations, pricing, and systems you use tomorrow. No 50-pages reports that sit on a shelf.
3. Tools That Work for Small Businesses
We set up POPS, inventory, and accounting software that fits your budget and your staff’s skills level. if its too complex, its useless. We train you and your team so it actually get used.
Local first
We’re based in Zambia, working with Zambian SMEs . We know PACRA, council licenses, and what Zambian banks actually ask for. That local knowledge cuts weeks off the process.
We treat your business like its ours. Fast, practical, and focused on results you can see in your bank account and daily operations.
Loan requirements
Two passport-size photos
NRC verified copies
collateral
bank statements/ pay slips for government workers
interest rates
interest rates varies depending on the loan duration
Need More Infor?
you can send us an email or direct WhatsApp message