Learn more
Learn more

  1. Loan Servicers

  2. business & PACRA consultations

  3. Loan management software

Our services

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  1. Loan services

    Access short-term and flexible loans designed for individuals and small businesses. Quick application process, clear terms, and responsive customer support.

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2. Business & PACRA Consultations

Need help registering your business, staying tax compliant, or understanding PACRA requirements? We guide you step-by-step so you avoid delays and penalties.

Screenshot of a loan management dashboard from Zafica Holdings, showing sections for operations, customer management, financial systems, and risk management, with details on loan applications, totals, and statuses.

3. Loan Management Software

Custom loan management systems for lenders, SACCOS, and microfinance. Track clients, payments, interest, and reports in one place. Built for the African market.

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Why Choose ZaficaGroup

  • Local presence: servicing Lusaka, Kafue, Mumbwa and many more areas across the country

  • Fast response: Get feedback and support without the runaround

  • Transparent process: No hidden fees, clear terms upfront

  • Practical solutions: Built for real Zambian businesses and clients

Book a consultation
Book a consultation
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“Loyalty. Until we Reach.” That’s our promise to every customer, through providing innovative financial solutions and business support.

— ZaficaGroup

Questions before getting started? Get in touch.